Private Client Tax

Personal tax stops being simple long before most people notice. A second income source, a property sale, share options, a move abroad, an inheritance — each adds rules, elections and deadlines that a once-a-year tax return service is not designed to catch in time. Private client work means watching the whole position, not just the January deadline.

Acumon's private client team — chartered tax advisors, many with prior HMRC experience — acts for individuals year-round: planning ahead of decisions, handling the filings that follow, and dealing with HMRC so you never have to. One team, across income tax, capital gains, inheritance tax and residence questions.

Personal Tax Planning

Most personal tax is set by decisions made during the year: when income is taken, how savings and investments are held between spouses, whether pension contributions or Gift Aid are made before 5 April, and how the tapering of allowances at higher incomes is managed. We review your position before the tax year end, while the levers can still be pulled, and give specific recommendations rather than generic checklists.

Capital Gains and Property

Capital gains tax rewards planning and punishes surprises. Disposals of residential property must be reported and paid within 60 days — a deadline that catches many sellers unaware — and the timing of any disposal against tax years, losses and reliefs can change the bill materially. We plan disposals in advance where possible and handle the 60-day returns and self assessment reporting when they happen.

Inheritance Tax and Passing On Wealth

Inheritance tax is the tax people plan for last, yet it responds to planning better than almost any other: lifetime gifts, exemptions used consistently year after year, the residence nil-rate band protected rather than accidentally lost, and business or agricultural reliefs preserved through how assets are held. We review exposure, quantify it, and set out practical steps — coordinated with our estate and probate team where that is needed.

Residence, Domicile and International Lives

Clients who move countries, work across borders or hold overseas assets face the UK's statutory residence test, split-year rules and the post-domicile regime for foreign income and gains. The stakes are high and the rules are mechanical — day counts and ties matter. Acumon advises expatriates, non-doms and inbound individuals as a core part of the practice, so this is familiar ground rather than an occasional referral.

Compliance, Handled Quietly

Planning only works if the filings that follow are right. We prepare self assessment returns, capital gains reports and the disclosures that international positions require, file everything on time, and respond to HMRC letters on your behalf. If HMRC opens an enquiry, our tax investigation specialists — several formerly of HMRC — take over the correspondence.

What You Get With Acumon

• A named chartered tax advisor who knows your whole position, year-round
• Pre-5 April planning reviews with specific, actionable recommendations
• Capital gains planning, 60-day property returns and disposal timing advice
• Inheritance tax exposure reviews and lifetime planning steps
• Statutory residence test, split-year and foreign income and gains advice
• Self assessment returns prepared and filed as part of the same service
• All HMRC correspondence handled for you, including enquiries
• Fixed fees agreed in advance

Why Acumon for Private Client Tax?

• Many of the firm's qualified tax advisors previously worked for HMRC
• In-house Chartered Tax Advisor (CTA), qualified by the Chartered Institute of Taxation
• All 90 of the firm's professionals are based in the UK
• Handles 60-day property returns, self assessment and non-resident CGT reporting
• Advises expatriates, non-doms and internationally mobile individuals as a core part of the practice

Get a Fixed-Fee Quote

Tell us what you need and we'll come back within one business day with a clear scope and a fixed price — no hourly-rate surprises. Call 020 8567 3451 or use the form and we'll be in touch.