TTCA Arrangements Companies in Birmingham: Firms and Services Guide

TTCA arrangements can be more than a technical compliance matter for FCA-regulated firms – they can affect how clearly ownership, collateral use, client consent and regulatory treatment are understood in practice.

Birmingham is served by a range of professional firms that support businesses with client asset, collateral and financial services compliance matters. These may include audit and assurance providers, regulatory advisors, risk specialists and firms with experience in FCA client asset requirements.

This guide highlights a selection of TTCA arrangements companies serving businesses in Birmingham. Rather than ranking providers, the aim is to offer practical context – outlining who these firms are, the types of regulated organisations they typically support, and the areas where they are most active.

Acumon

Acumon is a UK firm of chartered accountants and registered auditors providing TTCA Arrangements services to companies, charities, and international corporate groups. They provide services in the UK, including Birmingham.

The firm works with organisations ranging from growing owner-managed businesses and charities through to larger corporate groups and regulated entities. TTCA engagements are delivered in accordance with relevant FCA Client Assets Sourcebook (CASS) requirements and supported by a structured risk-based approach.

Acumon holds relevant regulatory authorisations, including ICAEW registration and FRC oversight, allowing the firm to support firms subject to enhanced regulatory oversight in the United Kingdom in relation to client assets and collateral arrangements. Such work is subject to additional regulatory supervision and quality requirements.

In addition to its UK authorisations, Acumon also holds audit and advisory licences in several international financial centres, including the Cayman Islands, British Virgin Islands (BVI), Jersey, and Isle of Man. These enable the firm to support international corporate groups where entities and arrangements span multiple jurisdictions.

International group structures frequently involve a combination of UK operating companies and offshore holding entities, particularly in sectors such as investment management, technology, energy, and international trade. Coordinating TTCA-related work across these structures requires familiarity with cross-border financial arrangements and compliance processes.

Acumon works with finance teams and boards to support TTCA requirements while also helping organisations strengthen financial controls, governance arrangements, and compliance processes as they grow.

TTCA Arrangements Capabilities:

Acumon provides TTCA Arrangements support across a wide range of organisational structures and sectors.

These include:

• UK limited companies and corporate groups
• Regulated organisations and investment firms
• UK subsidiaries of international groups
• Charities and not-for-profit organisations
• Owner-managed businesses
• Offshore holding companies and investment vehicles

TTCA engagements are typically led by senior professionals with direct involvement throughout the engagement.

Regulatory Licences and Registrations:

Acumon holds several audit registrations that enable it to support organisations operating across multiple jurisdictions.

These include:

• UK statutory audit registration
• Public Interest Entity (PIE) audit licence
• Jersey audit licence
• Isle of Man audit licence
• Cayman Islands audit licence
• British Virgin Islands audit licence

These registrations allow the firm to provide audit services to groups that include entities in both the UK and key international financial centres.

Core Services:

In addition to statutory external audit, Acumon provides a range of services that support financial reporting and governance.

These include:

• Statutory external audit
• Group and subsidiary audits
• Public Interest Entity (PIE) audits
• Charity and not-for-profit audit
• Audit of international group structures
• Internal audit and governance reviews
• Risk management and compliance support

Audit work is often delivered alongside discussions with management and boards regarding financial reporting processes and governance frameworks.

Many organisations initially encounter statutory audit requirements as they grow and exceed the audit exemption thresholds set out in the Companies Act.

Acumon works with businesses that are:

• Approaching their first statutory audit
• Preparing for external investment
• Expanding into international markets
• Operating within corporate group structures

Early engagement with an audit firm can help ensure that financial reporting systems and documentation are aligned with statutory audit requirements.

Contact Information:

• Website: acumon.com
• Phone: 020 8567 3451
• E-mail: mail@acumon.com
• Address: 1-2 Craven Road, Ealing, London, W5 2UA, UK

The Wilkes Partnership

The Wilkes Partnership is a Birmingham-based law firm that advises businesses on banking and leveraged finance matters. The firm works with companies, entrepreneurs, SMEs, borrowers, and financial institutions, which gives The Wilkes Partnership visibility over finance transactions from both sides of the table. For TTCA arrangements, that legal finance background can be relevant where collateral, security, funding documents, and priority between parties need careful review.

The Wilkes Partnership’s banking team can support businesses with funder documentation, security requirements, conditions precedent, and existing finance arrangements. They also work across corporate and real estate matters, which may be useful where a finance structure involves more than one legal area. The firm is SRA-authorised and Lexcel-accredited.

Key Highlights:

• Birmingham-based law firm with banking and corporate finance experience
• Advises both lenders and borrowers on finance transactions
• Works with SMEs, entrepreneurs, businesses, and financial institutions
• SRA-authorised and Lexcel-accredited

Services:

• Leveraged finance legal advice
• Review of funder documentation
• Security review and reporting
• Conditions precedent monitoring
• Deeds of priority and intercreditor agreements

Contact Information:

• Website: www.wilkes.co.uk
• Facebook: www.facebook.com/people/Wilkes-Solicitors/61551851841920
• LinkedIn: www.linkedin.com/company/the-wilkes-partnership
• Instagram: www.instagram.com/wilkeslaw
• Address: 41 Church Street, Birmingham B3 2RT
• Phone: 0121 233 4333

George Green

George Green is a law firm with offices in Cradley Heath, Sutton Coldfield, and Wolverhampton. The firm advises banks, other financial institutions, borrowers, and management teams on banking and finance transactions.

George Green’s banking and finance team deals with both lender-side and borrower-side instructions. They can draft facility documents, take security, provide legal opinions on finance structures, and negotiate priority or intercreditor arrangements. This makes George Green relevant for businesses reviewing TTCA arrangements where the legal position of collateral, ranking of security, or funding documentation needs to be understood clearly.

Key Highlights:

• Advises lenders, borrowers, and management teams
• Handles banking, finance, and corporate funding matters
• Works with blended finance structures involving different products or lenders
• Lexcel-accredited and authorised by the Solicitors Regulation Authority

Services:

• Banking and finance legal advice
• Acquisition finance support
• Asset-backed lending advice
• Commercial property finance
• Structured finance and trade finance
• Facility documentation and security work

Contact Information:

• Website: www.georgegreen.co.uk
• E-mail: info@georgegreen.co.uk
• Facebook: www.facebook.com/georgegreensolicitors
• Twitter: x.com/georgegreenllp
• LinkedIn: www.linkedin.com/company/george-green-llp
• Address: Second Floor 4, Emmanuel Court, Reddicroft, Sutton Coldfield B73 6AZ
• Phone: 0121 269 5850

Opus Business Advisory Group

Opus Business Advisory Group provides advisory support across restructuring, insolvency, forensic accounting, corporate strategy, funding, and business transformation. The firm works with companies facing financial, operational, debt-related, or ownership changes, which can overlap with situations where collateral arrangements and financing structures need to be reviewed carefully.

Opus’s advisory work may be relevant where TTCA arrangements sit within a wider finance, restructuring, debt, or business recovery context. The Birmingham team includes local senior contacts, and the wider group operates through offices across the UK and Bermuda. Opus is authorised and regulated by the Financial Conduct Authority.

Key Highlights:

• UK-based advisory group with offices across the country and in Bermuda
• Covers restructuring, insolvency, financial advisory, forensic accounting, and funding support
• Works with businesses dealing with debt, operational pressure, capital needs, or corporate change
• Authorised and regulated by the Financial Conduct Authority

Services:

• Financial advisory
• Restructuring support
• Corporate and personal insolvency
• Forensic accounting
• Mergers and acquisitions support
• Corporate simplification

Contact Information:

• Website: opusllp.com
• E-mail: birminghamenquiry@opusllp.com
• Facebook: www.facebook.com/opusbusinessadvisorygroup
• Twitter: x.com/opus_llp
• LinkedIn: www.linkedin.com/company/opus-advisory-group-uk
• Address: Cornwall Buildings, 45 Newhall Street, Birmingham, B3 3QR, United Kingdom
• Phone: +44 (0) 121 222 4140

Navigate Commercial Finance

Navigate Commercial Finance is a Birmingham-based commercial finance broker focused on working capital and asset-based lending. The company helps businesses raise funding against assets such as receivables, stock, machinery, equipment, property, and cash flow. Navigate Commercial Finance may be relevant where funding, collateral use, lender relationships, or asset-backed finance structures need to be considered alongside wider business needs.

Navigate Commercial Finance works with a range of lenders and helps businesses compare funding options before committing to a facility. The company’s work covers asset-based lending, invoice finance, revolving credit, asset finance, cash flow loans, supply chain finance, and other specialist funding routes.

Key Highlights:

• Focuses on working capital and asset-based lending
• Supports businesses using assets to raise capital
• Works with lender relationships across different funding products
• Covers both day-to-day cash flow needs and larger funding requirements
• Provides broker-led support rather than legal or audit advice

Services:

• Asset-based lending
• Invoice finance
• Cash flow loans
• Revolving credit facilities
• Asset finance
• Commercial and buy-to-let mortgage introductions
• Personal guarantee insurance and FX currency support

Contact Information:

• Website: navigatecf.com
• E-mail: letstalk@navigatecf.com
• LinkedIn: www.linkedin.com/company/navigate-commercial-finance-ltd
• Address: 102 Colmore Row, Birmingham, B33AG
• Phone: 0121 798 2619

Irwin Mitchell

Irwin Mitchell is a full-service law firm. The firm works with individuals and organisations across a wide range of legal areas, including business law. Its Birmingham team forms part of a wider UK office network, which may be useful for companies that need legal support across more than one location or area of law.

For TTCA arrangements, Irwin Mitchell may be relevant where a business needs legal input connected to contracts, finance arrangements, commercial risk, or wider corporate matters.

Key Highlights:

• Full-service law firm with an office in central Birmingham
• Supports both individuals and organisations
• Business law forms part of the firm’s wider legal work
• Operates through a wider UK office network
• SRA-regulated legal practice

Services:

• Business legal advice
• Commercial legal support
• Corporate and organisational legal matters
• Contract-related advice
• Dispute support
• Private client legal services

Contact Information:

• Website: www.irwinmitchell.com
• Facebook: www.facebook.com/irwinmitchellsolicitors
• Twitter: x.com/irwinmitchell
• LinkedIn: www.linkedin.com/company/irwin-mitchell
• Instagram: www.instagram.com/irwin_mitchell
• Address: 7th and 9th Floor, The Colmore Building 20 Colmore Circus, Birmingham, B4 6AH
• Phone: 0121 667 2444

KPMG

KPMG is a professional services firm with work covering financial reporting, accounting guidance, assurance, tax, and advisory services. They may be relevant where businesses need technical accounting input around transfers of financial assets, secured borrowings, derecognition, servicing arrangements, repurchase agreements, or securities lending.

KPMG’s financial reporting work includes guidance on how entities account for transfers of financial assets and related obligations. The firm is better framed here as an accounting and advisory provider rather than a legal provider for title transfer documentation.

Key Highlights:

• Professional services firm with financial reporting and advisory expertise
• Covers accounting treatment for transfers of financial assets
• Provides guidance on sales, secured borrowings, servicing assets, and disclosures
• Relevant where TTCA-related issues overlap with accounting or reporting treatment

Services:

• Accounting advisory
• Audit and assurance support
• Advisory services
• Tax services
• Financial instruments accounting support
• Transfer of financial assets accounting

Contact Information:

• Website: kpmg.com
• Facebook: www.facebook.com/KPMG
• Twitter: x.com/kpmguk
• LinkedIn: www.linkedin.com/company/kpmg-uk
• Address: One Snowhill, Snowhill Queensway, B4 6GH , Birmingham, UK  
• Phone: +44 (0)121 232 3000

Rothschild & Co

Rothschild & Co has a Wealth Management office in Birmingham, based on Temple Row in the Colmore Business District. Alongside wealth planning and investment support, Rothschild & Co also has an established Global Advisory presence in Birmingham. This gives the firm a wider financial services profile in the city, particularly for clients whose personal wealth, business interests and long-term planning overlap. Their services cover advice, planning, investing, banking and lending, with support aimed at managing wealth over time rather than one-off transactional work.

Key Highlights:

• Supports entrepreneurs, business owners, families, professionals and charities
• Offers wealth management alongside access to wider expert networks

Services:

• Wealth management
• Advice and planning
• Investment support
• Banking and lending
• Support for entrepreneurs
• Family wealth planning

Contact Information:

• Website: www.rothschildandco.com
• E-mail: wealth.management@rothschildandco.com
• LinkedIn: www.linkedin.com/company/rothschildandco
• Instagram: www.instagram.com/rothschildandco
• Address: 67 Temple Row, Birmingham, B2 5LS, United Kingdom 
• Phone: +44 121 600 5252 

Evelyn Partners

Evelyn Partners team brings together investment management and financial planning rather than treating them as separate pieces of work. Evelyn Partners provides discretionary and advisory investment management, charity investment management, outsourced investment management, pension-related support, trust work and portfolio management. Their client base also includes UK resident and non-UK domiciled individuals, which gives the office a broader cross-border wealth planning angle.

Key Highlights:

• Works with private clients, entrepreneurs, charities and professional practices
• Supports UK and international clients
• Covers discretionary and advisory investment management
• Provides services for trustees, pensions, charities and smaller institutions

Services:

• Wealth management
• Financial planning
• Investment management
• Charity investment management
• Outsourced investment management
• Portfolio management
• Pension-related planning

Contact Information:

• Website: www.evelyn.com
• Facebook: www.facebook.com/evelynpartners
• Twitter: x.com/evelynpartners
• LinkedIn: www.linkedin.com/company/evelynpartners
• Instagram: www.instagram.com/evelynpartners
• Address: 103 Colmore Row, Birmingham, West Midlands, B3 3AG, United Kingdom
• Phone: 0203 993 8693

RBC Wealth Management

RBC Wealth Management’s office works with private clients, intermediaries, professional partners and charities, with named contacts across private client advice, intermediary relationships and charity wealth management.

RBC Wealth Management provides financial advice, investment management and private banking facilities through its Birmingham team. Its wider UK offering covers individuals and families, business owners, entrepreneurs, corporate executives, international individuals, family offices and ultra-high-net-worth clients. The firm also connects Birmingham clients with wider RBC services, including private wealth, RBC Brewin Dolphin, portfolio services and international trust support.

Key Highlights:

• Works with individuals, families, intermediaries, charities and professional partners
• Provides financial advice, investment management and private banking support
• Has dedicated contacts for private clients, intermediaries and charities
• Part of RBC Wealth Management’s wider UK and international network

Services:

• Financial advice
• Wealth management
• Investment management
• Private banking facilities
• Charity investment support
• Intermediary support
• Business owner and entrepreneur wealth planning

Contact Information:

• Website: www.rbcwealthmanagement.com
• Facebook: www.facebook.com/rbcwealthmgmt
• LinkedIn: www.linkedin.com/company/rbc-wealth-management
• Address: The Chatwin Building, 6th Floor, 81 Colmore Row, Birmingham, B3 2AP
• Phone: 0121 368 2298

PwC

PwC works across audit, assurance, tax, consulting, deals, and financial reporting advisory, with technical material covering collateral arrangements and transfers reported as secured borrowings. For TTCA-related work, PwC’s strength sits mainly in the accounting and reporting treatment of transferred financial assets, pledged collateral, securities lending, repurchase agreements, and related disclosure requirements.

The firm’s guidance around collateral focuses on how assets and liabilities should be presented when collateral has been transferred but not derecognised.

Key Highlights:

• Covers collateral and transfers reported as secured borrowings
• Provides technical guidance on ASC 860 and related reporting rules
• Addresses pledged assets, repos, reverse repos, and securities lending
• Explains balance sheet presentation and offsetting considerations
• Includes disclosure requirements for collateral and master netting arrangements

Services:

• Accounting advisory
• Financial reporting support
• Audit and assurance
• Collateral accounting analysis
• Secured borrowing presentation review
• Disclosure support

Contact Information:

• Website: www.pwc.com
• Facebook: www.facebook.com/PwCUK
• LinkedIn: www.linkedin.com/company/pwc-uk
• Instagram: www.instagram.com/pwc_uk
• Address: One Chamberlain Square, Birmingham, B3 3AX 
• Phone: +44 (0)121 265 5000

EFG

EFG is a private banking and investment services group with services covering private banking, asset management, credit solutions, investment management, custody, and wealth services. In Birmingham, EFG Harris Allday operates as the investment management division of EFG Private Bank Limited and works with individuals, families, charities, pension funds and trusts.

For TTCA arrangements, EFG’s work is most closely linked to private banking, custody, investment services, and collateral used to secure financial obligations. A title transfer collateral arrangement can involve a client transferring legal and beneficial ownership of assets to a bank, with the bank then having an obligation to return equivalent assets once the relevant obligations are met. In that setting, EFG’s services sit around the banking, investment and custody side of the arrangement, rather than external legal or audit review.

Key Highlights:

• Private banking and investment services group
• EFG Harris Allday has a long history in the West Midlands
• Supports individuals, families, charities, pension funds and trusts
• Provides discretionary and advisory investment management
• Offers custody-related information and participant disclosures

Services:

• Private banking
• Investment management
• Asset management
• Wealth services
• Banking services
• Credit solutions
• Custody-related services

Contact Information:

• Website: www.efginternational.com
• E-mail: investorrelations@efginternational.com
• Facebook: www.facebook.com/EFGInternational
• Twitter: x.com/efgint
• LinkedIn: www.linkedin.com/company/efg-bank
• Address: 5th Floor, 103 Colmore Row – Birmingham B3 3AG
• Phone: +44 121 233 1222

Conclusion

Choosing support for TTCA arrangements usually depends on the nature of the arrangement itself. Some organisations may need legal advice on title transfer wording, collateral rights, security documents or priority arrangements. Others may need accounting, reporting, custody, funding or regulatory input, especially where the arrangement affects financial statements, client asset treatment or internal controls.

This guide is not intended to rank providers. Its purpose is to give businesses a clearer view of the types of firms active in and around Birmingham, from law firms and finance brokers to wealth managers and professional services firms. The right choice will often come down to the organisation’s FCA status, the assets involved, the level of technical review required and whether the issue is mainly legal, financial, accounting or operational.