Fractional CFO Companies in the UK: Guide to Providers

For many businesses, hiring a full-time Chief Financial Officer isn’t always the right fit. Growth plans, investment rounds, operational change or increasing financial complexity often require senior financial expertise, but not necessarily on a permanent basis. That’s where fractional CFO services can provide a practical alternative.

Across the UK, a growing number of accounting firms and specialist advisory practices now offer fractional CFO support. While the scope of services varies between providers, these engagements typically give businesses access to experienced financial leadership on a flexible basis, helping owners and management teams make informed decisions, strengthen financial oversight and plan for sustainable growth.

This guide highlights a selection of companies offering fractional CFO services in the UK. Rather than ranking providers, the aim is to provide helpful context on the different firms operating in this space, the organisations they commonly support, and the types of strategic financial services they provide. Whether you’re an early-stage company preparing for investment or an established business looking for additional financial leadership, understanding the available options is an important first step.

Acumon

Acumon is a UK firm of chartered accountants and advisors providing fractional CFO services to companies and organisations across the UK.

The firm works with organisations ranging from growing owner-managed businesses through to larger corporate groups and regulated entities. Fractional CFO services are designed to provide strategic financial leadership, strengthen financial management and support business growth without the cost of a full-time finance executive.

Acumon provides fractional CFO support across a range of financial and operational requirements, including strategic planning, budgeting, forecasting, cash flow management and board reporting. Services are delivered through flexible engagements tailored to the size, complexity and objectives of each organisation.

Acumon holds a Public Interest Entity (PIE) audit licence, enabling the firm to support organisations subject to enhanced regulatory oversight in the United Kingdom. In addition to its UK statutory audit registration, the firm also maintains audit licences in the Cayman Islands, British Virgin Islands (BVI), Jersey and Isle of Man, supporting organisations operating across international structures and reporting environments.

Many growing businesses require experienced financial leadership as they expand, seek investment or undertake strategic change. Acumon works with business owners, finance teams and boards to support financial decision-making while helping organisations strengthen reporting processes, governance arrangements and financial controls.

Fractional CFO Capabilities

Acumon provides fractional CFO services across a wide range of organisational structures and sectors.

These include:

• UK limited companies and corporate groups
• owner-managed businesses
• businesses requiring part-time CFO support
• companies preparing for investment or funding
• international group structures
• charities and not-for-profit organisations

Fractional CFO engagements are typically led by experienced finance professionals with direct involvement throughout the engagement.

Regulatory Licences and Registrations

Acumon holds several audit registrations that enable it to support organisations operating across multiple jurisdictions.

These include:

• UK statutory audit registration
• Public Interest Entity (PIE) audit licence
• Jersey audit licence
• Isle of Man audit licence
• Cayman Islands audit licence
• British Virgin Islands audit licence

These registrations allow the firm to support organisations operating across both the UK and key international financial centres.

Core Services

In addition to fractional CFO services, Acumon provides a range of services that support financial reporting and governance.

These include:

• part-time CFO support
• strategic financial planning and forecasting
• statutory external audit
• group and subsidiary audits
• Public Interest Entity (PIE) audits
• charity and not-for-profit audit
• internal audit and governance reviews
• risk management and compliance support

Fractional CFO work is often delivered alongside discussions with management and boards regarding financial strategy, business performance, governance frameworks and funding requirements.

Many organisations seek fractional CFO support as they grow, prepare for investment or require experienced financial leadership without appointing a full-time finance director.

Acumon works with businesses that are:

• preparing for business growth
• raising investment or external funding
• operating within corporate group structures
• strengthening financial reporting and forecasting
• improving financial leadership and governance

Early engagement can help ensure that financial planning, reporting processes and governance arrangements are aligned with long-term business objectives.

Contact Information

• Website: acumon.com
• Email: mail@acumon.com
• Address: 1-2 Craven Road, Ealing, London, W5 2UA, UK
• Phone: 020 8567 3451

Bridgewey

Bridgewey provides fractional CFO services as part of a wider portfolio that includes finance function outsourcing, business transformation and transaction support. Their experience spans different stages of the business lifecycle, from supporting newly established companies through periods of growth to assisting organisations during restructuring, acquisitions or business exits. This gives businesses access to senior financial input without bringing in a full-time finance executive.

Alongside strategic financial leadership, they help businesses review how their finance function operates and where improvements can be made. Their work often connects financial planning with operational efficiency, organisational change and post-acquisition integration, making their fractional CFO service suitable for businesses looking to strengthen financial management while adapting to changing business needs.

Key Highlights

• UK-based consultancy with London and international presence
• Fractional CFO and finance leadership services
• Experience across different business lifecycle stages
• Support for organisational change and restructuring
• Finance function outsourcing alongside strategic advisory
• Experience with acquisitions, mergers and business exits

Services

• Fractional CFO services
• Fractional Finance Director support
• Financial planning and commercial guidance
• Finance function outsourcing
• M&A transaction support
• Business restructuring support
• System implementation
• Business process improvement

Contact Information

• Website: www.bridgewey.co.uk
• Email: info@bridgewey.co.uk
• Address: 20-22 Wenlock Road, London, N1 7GU, United Kingdom
• Phone: +(44) 0207 6085116

BJM Group

BJM Group offers fractional CFO services for businesses that need senior financial guidance on a flexible basis. Their approach focuses on providing strategic finance support without the commitment of a permanent executive, making the service suitable for companies preparing for growth, managing financial challenges or planning future investment.

Financial leadership is combined with practical support across budgeting, forecasting and cash flow management. The service extends beyond reporting by helping business owners understand financial performance, assess funding options and manage financial risk as the business develops. Depending on business requirements, support can be provided for ongoing advisory work or specific projects.

Key Highlights

• Flexible fractional CFO engagements
• Strategic financial leadership for growing businesses
• Support for budgeting and financial forecasting
• Cash flow and financial performance oversight
• Assistance with funding and investment planning
• Project-based or ongoing financial support

Services

• Financial strategy development
• Budgeting and forecasting
• Cash flow management
• Financial reporting and analysis
• Funding and capital raising support
• Risk management
• Mergers and acquisitions support
• Strategic financial planning

Contact Information

• Website: bjmgroup.co.uk
• Email: accounting@bjmgroup.co.uk
• Facebook: www.facebook.com/bjmgroupuk
• LinkedIn: www.linkedin.com/company/bjm-group
• Instagram: www.instagram.com/bjm__group
• Address: Unit 10 Bradburys Court, Lyon Road, Harrow, HA1 2BY, England
• Phone: 01642 262300

Secantor

Secantor provides fractional CFO and interim CFO services for SMEs that require experienced financial leadership during periods of growth, transition or organisational change. Their approach is centred on becoming part of the leadership team, giving directors access to senior financial expertise while maintaining flexibility around the level of support required.

Many of their engagements involve strengthening financial control, improving management reporting and helping leadership teams make informed commercial decisions. Fractional CFO support often follows an interim assignment or becomes an ongoing advisory relationship, with a focus on long-term financial planning, governance and operational performance.

Key Highlights

• Fractional and interim CFO services for SMEs
• Focus on financial leadership during business change
• Board-level financial support
• Governance and financial control expertise
• Experience with restructuring and business growth
• Long-term strategic finance advisory

Services

• Fractional CFO support
• Interim CFO services
• Financial forecasting and planning
• Cash flow management
• Management reporting
• Governance and internal financial controls
• Funding and transaction support
• Finance team development

Contact Information

• Website: www.secantorbusiness.co.uk
• Email: info@secantorbusiness.co.uk
• LinkedIn: www.linkedin.com/company/secantor-business-services
• Address: Hained-in-Wood, Busgrove Lane, Stoke Row, Henley-on-Thames, Oxon, RG9 5QB, United Kingdom
• Phone: 01491 526926

Grace Harbour Accountancy

Grace Harbour Accountancy offers fractional CFO services for startups and established businesses that need senior financial leadership without employing a full-time CFO. The service is designed to bridge the gap between bookkeeping, financial reporting and strategic decision-making by giving management teams clearer financial insight as the business grows.

Different stages of business require different levels of financial support, and their fractional CFO service reflects that approach. Early-stage companies can receive guidance around financial planning and investment readiness, while more established organisations can strengthen profitability, improve cash flow management and introduce greater structure to financial decision-making through ongoing leadership support.

Key Highlights

• Fractional CFO services for startups and SMEs
• Financial leadership integrated with management teams
• Support for investment readiness
• Strategic planning and financial forecasting
• Focus on cash flow and profitability
• Ongoing financial decision support

Services

• Strategic financial planning
• Financial forecasting
• Cash flow oversight
• Profitability analysis
• Investor readiness support
• Shareholder reporting
• Financial leadership for management teams
• Growth planning

Contact Information

• Website: graceharbouraccountancy.co.uk
• Address: Unit C12 Prow Park, Treloggan Industrial Estate, Newquay, TR7 2SX
• Phone: 0330 111 6336

CFO Flex

CFO Flex focuses on providing fractional CFO services for businesses that want experienced financial leadership without employing a full-time executive. Their model is built around flexible engagements, allowing companies to bring in CFO-level support for ongoing strategic guidance or to help navigate specific financial challenges as the business develops.

Beyond financial oversight, the service is aimed at helping management teams improve decision-making through better planning, forecasting and financial visibility. Businesses can access support with growth planning, funding preparation and process improvements, while keeping the level of involvement aligned with their current stage and priorities.

Key Highlights

• Fractional CFO specialists
• Flexible engagement model
• Strategic financial leadership for growing businesses
• Support with financial planning and forecasting
• Focus on business growth and operational efficiency
• CFO support available on an ongoing or project basis

Services

• Financial strategy
• Business planning and forecasting
• Cash flow management
• Funding and investor preparation
• Financial reporting and analysis
• Financial systems improvement
• Growth planning
• Commercial financial guidance

Contact Information

• Website: cfoflex.co.uk
• Email: enquiry@cfoflex.co.uk
• Address: 14 Chatton Close, Houlton, Rugby, CV23 1FW
• Phone: 03330 416 970

TAJ Accountants

TAJ Accountants provides fractional CFO services for startups, SMEs and established businesses looking for senior financial expertise on a flexible basis. Their approach combines strategic planning with practical implementation, supporting organisations that need financial leadership while continuing to develop their internal finance function.

The service covers both day-to-day financial oversight and longer-term planning. Alongside budgeting, forecasting and profitability analysis, businesses can receive support with governance, financial processes and operational improvements. This makes the service suitable for companies preparing for growth, investment or organisational change.

Key Highlights

• Fractional CFO services for startups and SMEs
• Flexible engagement options
• Strategic and operational financial support
• Experience across multiple industries
• Governance and financial oversight
• Cloud accounting experience

Services

• Financial strategy and planning
• Budgeting and forecasting
• Cash flow management
• Profitability analysis
• Risk management
• Governance oversight
• Financial process improvement
• Fundraising support

Contact Information

• Website: www.tajaccountants.co.uk
• Email: info@tajaccountants.co.uk
• Facebook: www.facebook.com/TajAccountants
• Twitter: x.com/tajaccountants
• LinkedIn: www.linkedin.com/company/taj-accountants
• Instagram: www.instagram.com/tajaccountants
• Address: 69 Vallance Rd, London E1 5BS, United Kingdom
• Phone: 020 3355 4947

Consult EFC

Consult EFC provides fractional CFO services for UK SMEs and high-growth businesses, with a particular focus on SaaS and service-based companies. Their work centres on supporting founders and leadership teams with financial strategy, board reporting and planning for key business milestones such as fundraising, refinancing and business exits.

A significant part of their service involves building stronger financial visibility through forecasting, KPI reporting and working capital management. Financial leadership is combined with support during investor discussions, banking relationships and due diligence, giving businesses structured financial input as they prepare for future growth or corporate transactions.

Key Highlights

• Fractional CFO services for UK SMEs and SaaS businesses
• Focus on strategic financial leadership
• Support for fundraising and business growth
• Board reporting and KPI development
• Experience with financial modelling and forecasting
• Advisory for transactions and exit planning

Services

• Financial strategy and planning
• Cash flow forecasting
• Board reporting and KPI dashboards
• Financial modelling
• Profitability analysis
• Investor and lender support
• Due diligence preparation
• Exit planning support

Contact Information

• Website: consultefc.com
• Email: info@consultEFC.com
• LinkedIn: www.linkedin.com/in/kish-patel
• Address: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ 
• Phone: +44 7767 629 008

Zenith Advisory

Zenith Advisory provides fractional CFO services as part of a wider outsourced finance department designed for SMEs and growing businesses. Their offering combines senior financial leadership with day-to-day finance support, giving businesses access to strategic oversight while keeping accounting, reporting and compliance connected within one finance function.

As businesses expand, financial information often needs to become more structured and easier to use for decision-making. The firm’s approach brings together management reporting, cash flow forecasting, budgeting and board-level reporting with finance operations such as bookkeeping, payroll and accounts payable. This creates a finance function that supports both daily operations and longer-term planning.

Key Highlights

• Fractional CFO and Virtual Finance Director services
• Outsourced finance department for SMEs and scale-ups
• Board-level financial reporting
• Cash flow forecasting and KPI reporting
• Cloud-based finance systems and process improvement
• Integrated finance and compliance support

Services

• Fractional CFO support
• Financial planning and budgeting
• Cash flow forecasting
• Management accounts
• Board reporting
• Finance systems integration
• Financial controls and reporting processes
• Finance function oversight

Contact Information

• Website: www.zenithadvisory.uk
• Email: hello@zenithadvisory.uk
• Address: Chancellors House, 3 Brampton Lane, Hendon, NW4 4AB
• Phone: +44 (0)20 8903 0337

Fusion Consulting Group

Fusion Consulting Group offers fractional CFO services for businesses looking for flexible financial leadership during periods of growth and change. Their model allows finance professionals to support multiple organisations, combining strategic input with regular involvement in commercial and financial decision-making.

One area of focus is helping founders gain a clearer understanding of business performance through reporting, financial analysis and planning. Support can extend to fundraising, business sales and scaling activities, giving management teams access to financial guidance that sits alongside existing accounting functions without replacing them.

Key Highlights

• Fractional CFO and Finance Director services
• Flexible support for growing businesses
• Focus on financial reporting and analysis
• Assistance with fundraising and business growth
• Commercial finance leadership
• Remote and on-site engagement options

Services

• Fractional CFO support
• Financial reporting
• Business performance analysis
• Growth planning
• Cash flow management
• Fundraising support
• Financial leadership for management teams
• Business sale preparation

Contact Information

• Website: fcg.co.uk
• LinkedIn: www.linkedin.com/company/fusionconsultuk
• Instagram: www.instagram.com/fusionconsultuk
• Address: Marlborough House, 298 Regents Park Road, London N3 2SZ
• Phone: +44 203 841 7010

HW Financial Consultancy

HW Financial Consultancy provides fractional CFO services for businesses at different stages of development, from early-stage companies to organisations preparing for an exit. Their service is centred on giving business owners access to experienced financial leadership that can adapt as priorities change over time.

Each engagement is shaped around the situation a business is facing. A startup may need support with financial foundations and funding preparation, while an established company may require guidance during expansion, restructuring or succession planning. Alongside strategic advice, businesses can receive support with finance team development and investor communication when those needs arise.

Key Highlights

• Fractional and interim CFO services
• Support for startups and growing businesses
• Financial leadership during business transitions
• Experience with fundraising and exit planning
• Finance team mentoring
• Strategic financial management

Services

• Fractional CFO support
• Interim CFO services
• Financial strategy
• Cash flow management
• Investor relations support
• Exit planning
• Finance team mentoring
• Business growth planning

Contact Information

• Website: www.harloworx.com
• Email: info@harloworx.com
• LinkedIn: www.linkedin.com/company/harlo-worx-ltd
• Address: 3 Chiltern Court, Asheridge Road, Chesham, Buckinghamshire, HP5 2PX

Clearsight

Clearsight delivers fractional CFO advisory services for businesses seeking ongoing financial leadership without appointing a permanent Chief Financial Officer. Their service focuses on strengthening financial planning, improving oversight and helping management teams make informed decisions as the business develops.

Financial guidance is combined with support across budgeting, forecasting, risk management and business planning. The advisory role can include capital raising, investment planning and financial analysis, giving businesses a broader view of financial performance while supporting future growth and operational stability.

Key Highlights

• Fractional CFO advisory services
• Strategic financial leadership
• Budgeting and forecasting support
• Risk management and financial planning
• Capital raising guidance
• Long-term financial oversight

Services

• Financial strategy
• Budgeting and forecasting
• Cash flow management
• Financial analysis
• Risk management
• Capital raising support
• Investment planning
• Financial performance reporting

Contact Information

• Website: clearsightfinance.co.uk
• Address: Regus House, Malthouse Avenue, Cardiff Gate Business Park, Cardiff, CF23 8RU
• Phone: 02921 508 555

My Finance Team

My Finance Team offers fractional CFO services for startups and SMEs that need ongoing financial leadership while keeping the flexibility to scale support over time. Their approach focuses on helping founders build stronger financial visibility through planning, forecasting and performance reporting, giving leadership teams the information needed for day-to-day and long-term decisions.

The service follows a structured process that begins with understanding the business before moving into financial modelling, KPI development and regular board reporting. As priorities change, support can expand to funding preparation, governance and finance system improvements, allowing the finance function to develop alongside the business.

Key Highlights

• Fractional CFO services for startups and SMEs
• Flexible monthly engagement model
• KPI reporting and financial planning
• Board-ready management reporting
• Funding and exit preparation
• Structured onboarding process

Services

• Financial strategy
• Cash flow forecasting
• KPI reporting
• Scenario planning
• Board reporting
• Financial modelling
• Funding readiness support
• Finance systems development

Contact Information

• Website: www.myfinanceteam.co.uk
• Email: hello@myfinanceteam.co.uk
• Facebook: www.facebook.com/myfinanceteamuk
• Twitter: x.com/myfinanceteamuk
• LinkedIn: www.linkedin.com/company/myfinanceteam
• Instagram: www.instagram.com/myfinanceteamuk
• Address: 9 Shottery Brook Office Park, Timothys Bridge Road, Stratford Upon Avon, CV37 9NR
• Phone: 0330 107 2288

The Finance People

The Finance People connects SMEs with fractional CFOs and other senior finance professionals based on the level of support a business needs. Their service is designed for companies that require strategic financial leadership while keeping the flexibility to increase or reduce involvement as circumstances change.

Every engagement is built around matching businesses with a dedicated finance specialist who becomes part of the leadership team. Beyond financial oversight, support can include improving reporting, strengthening cash flow management, preparing for investment and helping owners make financial decisions with clearer information.

Key Highlights

• Fractional CFO services for SMEs
• Dedicated finance professional for each business
• Flexible part-time and interim support
• Focus on strategic financial leadership
• Support across different stages of business growth
• Finance expertise matched to business needs

Services

• Fractional CFO support
• Financial planning
• Cash flow management
• Financial reporting
• Business performance analysis
• Fundraising support
• Exit planning
• Finance leadership for management teams

Contact Information

• Website: www.thefinancepeopleuk.com
• Email: info@thefinancepeopleuk.com
• Address: Woodside, 67 Blundell Drive, Stone, Staffs, England, ST15 0FG
• Phone: 0844 589 3912

The CFO Centre

The CFO Centre provides fractional CFO services across a wide range of industries, supporting businesses that need experienced financial leadership without appointing a permanent executive. Their network of CFOs works with organisations facing challenges such as improving profitability, strengthening cash flow, preparing for growth or planning a business exit.

Different businesses engage their CFOs for different reasons, so the level of involvement varies according to individual goals. Some focus on financial strategy and performance, while others require guidance during acquisitions, scaling projects or succession planning. This allows financial leadership to remain closely aligned with the direction of the business.

Key Highlights

• Fractional CFO services across the UK
• Network of experienced CFOs
• Support for business growth and succession planning
• Cash flow and profitability focus
• Strategic financial leadership
• Experience across multiple industries

Services

• Fractional CFO support
• Financial strategy
• Cash flow improvement
• Profitability analysis
• Growth planning
• Exit planning
• Acquisition support
• Board-level financial guidance

Contact Information

• Website: www.cfocentre.com
• Email: hello@cfocentre.com
• LinkedIn: www.linkedin.com/company/thecfocentreuk
• Instagram: www.instagram.com/thecfocentreuk
• Address: Barbury House, Stonehill Green, Westlea, Swindon, SN5 7HB
• Phone: 0800 169 1499

Nordens

Nordens provides fractional CFO services for owner-managed businesses looking to strengthen financial planning as they grow. Their approach combines board-level financial guidance with management reporting, forecasting and performance measurement, helping businesses gain a clearer understanding of financial performance beyond compliance reporting.

Financial leadership is supported through regular board discussions, scenario planning and profitability analysis that connect financial information with business objectives. The service can also include improvements to finance systems and reporting processes, creating a stronger foundation for future expansion, investment or succession planning.

Key Highlights

• Fractional CFO services for growing businesses
• Board-level financial support
• Management reporting and forecasting
• Scenario planning and business performance analysis
• Focus on financial visibility and decision-making
• Finance systems and process improvement

Services

• Fractional CFO support
• Management reporting
• Cash flow forecasting
• Scenario modelling
• Business performance analysis
• Board meeting support
• Finance system optimisation
• Strategic financial planning

Contact Information

• Website: nordens.co.uk
• Email: enquiries@nordens.co.uk
• Facebook: www.facebook.com/nordens.accountants
• LinkedIn: www.linkedin.com/company/nordens-chartered-accountants-&-business-advisers
• Instagram: www.instagram.com/nordens_chartered_accountants
• Address: 8 Coldbath Square, London, EC1R 5HL
• Phone: 020 7580 9049

Conclusion

Choosing a fractional CFO service is not simply about finding extra finance support. The right provider should match your business stage, understand the challenges you are facing, and offer the level of strategic input you actually need. For some organisations, that may mean improving cash flow and reporting. For others, it could involve preparing for investment, supporting growth, strengthening governance, or planning for an exit.

The providers included in this guide take different approaches, with varying areas of expertise, service models and levels of involvement. Comparing their experience, the scope of services they offer and how they work alongside your existing finance team can help you identify the option that best fits your business. The aim of this guide is to provide a clear starting point, making it easier to understand the UK fractional CFO market and evaluate providers based on your own requirements.