Fractional CFO Companies in the UK: Guide to Providers
AC
Acumon Chartered Accountants·16 min read
For many businesses, hiring a full-time Chief Financial Officer isn't always the right fit. Growth plans, investment rounds, operational change or increasing financial complexity often require senior financial expertise, but not necessarily on a permanent basis. That's where fractional CFO services can provide a practical alternative.
Across the UK, a growing number of accounting firms and specialist advisory practices now offer fractional CFO support. While the scope of services varies between providers, these engagements typically give businesses access to experienced financial leadership on a flexible basis, helping owners and management teams make informed decisions, strengthen financial oversight and plan for sustainable growth.
This guide highlights a selection of companies offering fractional CFO services in the UK. Rather than ranking providers, the aim is to provide helpful context on the different firms operating in this space, the organisations they commonly support, and the types of strategic financial services they provide. Whether you're an early-stage company preparing for investment or an established business looking for additional financial leadership, understanding the available options is an important first step.
Acumon
Acumon is a UK firm of chartered accountants and advisors providing fractional CFO services to companies and organisations across the UK.
The firm works with organisations ranging from growing owner-managed businesses through to larger corporate groups and regulated entities. Fractional CFO services are designed to provide strategic financial leadership, strengthen financial management and support business growth without the cost of a full-time finance executive.
Acumon provides fractional CFO support across a range of financial and operational requirements, including strategic planning, budgeting, forecasting, cash flow management and board reporting. Services are delivered through flexible engagements tailored to the size, complexity and objectives of each organisation.
Acumon holds a Public Interest Entity (PIE) audit licence, enabling the firm to support organisations subject to enhanced regulatory oversight in the United Kingdom. In addition to its UK statutory audit registration, the firm also maintains audit licences in the Cayman Islands, British Virgin Islands (BVI), Jersey and Isle of Man, supporting organisations operating across international structures and reporting environments.
Many growing businesses require experienced financial leadership as they expand, seek investment or undertake strategic change. Acumon works with business owners, finance teams and boards to support financial decision-making while helping organisations strengthen reporting processes, governance arrangements and financial controls.
Fractional CFO Capabilities
Acumon provides fractional CFO services across a wide range of organisational structures and sectors.
These include:
UK limited companies and corporate groups
owner-managed businesses
businesses requiring part-time CFO support
companies preparing for investment or funding
international group structures
charities and not-for-profit organisations
Fractional CFO engagements are typically led by experienced finance professionals with direct involvement throughout the engagement.
Regulatory Licences and Registrations
Acumon holds several audit registrations that enable it to support organisations operating across multiple jurisdictions.
These include:
UK statutory audit registration
Public Interest Entity (PIE) audit licence
Jersey audit licence
Isle of Man audit licence
Cayman Islands audit licence
British Virgin Islands audit licence
These registrations allow the firm to support organisations operating across both the UK and key international financial centres.
Core Services
In addition to fractional CFO services, Acumon provides a range of services that support financial reporting and governance.
These include:
part-time CFO support
strategic financial planning and forecasting
statutory external audit
group and subsidiary audits
Public Interest Entity (PIE) audits
charity and not-for-profit audit
internal audit and governance reviews
risk management and compliance support
Fractional CFO work is often delivered alongside discussions with management and boards regarding financial strategy, business performance, governance frameworks and funding requirements.
Many organisations seek fractional CFO support as they grow, prepare for investment or require experienced financial leadership without appointing a full-time finance director.
Acumon works with businesses that are:
preparing for business growth
raising investment or external funding
operating within corporate group structures
strengthening financial reporting and forecasting
improving financial leadership and governance
Early engagement can help ensure that financial planning, reporting processes and governance arrangements are aligned with long-term business objectives.
Address: 1-2 Craven Road, Ealing, London, W5 2UA, UK
Phone: 020 8567 3451
Bridgewey
Bridgewey provides fractional CFO services as part of a wider portfolio that includes finance function outsourcing, business transformation and transaction support. Their experience spans different stages of the business lifecycle, from supporting newly established companies through periods of growth to assisting organisations during restructuring, acquisitions or business exits. This gives businesses access to senior financial input without bringing in a full-time finance executive.
Alongside strategic financial leadership, they help businesses review how their finance function operates and where improvements can be made. Their work often connects financial planning with operational efficiency, organisational change and post-acquisition integration, making their fractional CFO service suitable for businesses looking to strengthen financial management while adapting to changing business needs.
Key Highlights
UK-based consultancy with London and international presence
Fractional CFO and finance leadership services
Experience across different business lifecycle stages
Support for organisational change and restructuring
Finance function outsourcing alongside strategic advisory
Experience with acquisitions, mergers and business exits
Address: 20-22 Wenlock Road, London, N1 7GU, United Kingdom
Phone: +44 20 7608 5116
BJM Group
BJM Group offers fractional CFO services for businesses that need senior financial guidance on a flexible basis. Their approach focuses on providing strategic finance support without the commitment of a permanent executive, making the service suitable for companies preparing for growth, managing financial challenges or planning future investment.
Financial leadership is combined with practical support across budgeting, forecasting and cash flow management. The service extends beyond reporting by helping business owners understand financial performance, assess funding options and manage financial risk as the business develops. Depending on business requirements, support can be provided for ongoing advisory work or specific projects.
Key Highlights
Flexible fractional CFO engagements
Strategic financial leadership for growing businesses
Address: Unit 10 Bradburys Court, Lyon Road, Harrow, HA1 2BY, England
Phone: 01642 262300
Secantor
Secantor provides fractional CFO and interim CFO services for SMEs that require experienced financial leadership during periods of growth, transition or organisational change. Their approach is centred on becoming part of the leadership team, giving directors access to senior financial expertise while maintaining flexibility around the level of support required.
Many of their engagements involve strengthening financial control, improving management reporting and helping leadership teams make informed commercial decisions. Fractional CFO support often follows an interim assignment or becomes an ongoing advisory relationship, with a focus on long-term financial planning, governance and operational performance.
Key Highlights
Fractional and interim CFO services for SMEs
Focus on financial leadership during business change
Grace Harbour Accountancy offers fractional CFO services for startups and established businesses that need senior financial leadership without employing a full-time CFO. The service is designed to bridge the gap between bookkeeping, financial reporting and strategic decision-making by giving management teams clearer financial insight as the business grows.
Different stages of business require different levels of financial support, and their fractional CFO service reflects that approach. Early-stage companies can receive guidance around financial planning and investment readiness, while more established organisations can strengthen profitability, improve cash flow management and introduce greater structure to financial decision-making through ongoing leadership support.
Key Highlights
Fractional CFO services for startups and SMEs
Financial leadership integrated with management teams
Support for investment readiness
Strategic planning and financial forecasting
Focus on cash flow and profitability
Ongoing financial decision support
Services
Strategic financial planning
Financial forecasting
Cash flow oversight
Profitability analysis
Investor readiness support
Shareholder reporting
Financial leadership for management teams
Growth planning
Contact Information
Website: graceharbouraccountancy.co.uk
Address: Unit C12 Prow Park, Treloggan Industrial Estate, Newquay, TR7 2SX
Phone: 0330 111 6336
CFO Flex
CFO Flex focuses on providing fractional CFO services for businesses that want experienced financial leadership without employing a full-time executive. Their model is built around flexible engagements, allowing companies to bring in CFO-level support for ongoing strategic guidance or to help navigate specific financial challenges as the business develops.
Beyond financial oversight, the service is aimed at helping management teams improve decision-making through better planning, forecasting and financial visibility. Businesses can access support with growth planning, funding preparation and process improvements, while keeping the level of involvement aligned with their current stage and priorities.
Key Highlights
Fractional CFO specialists
Flexible engagement model
Strategic financial leadership for growing businesses
Support with financial planning and forecasting
Focus on business growth and operational efficiency
CFO support available on an ongoing or project basis
TAJ Accountants provides fractional CFO services for startups, SMEs and established businesses looking for senior financial expertise on a flexible basis. Their approach combines strategic planning with practical implementation, supporting organisations that need financial leadership while continuing to develop their internal finance function.
The service covers both day-to-day financial oversight and longer-term planning. Alongside budgeting, forecasting and profitability analysis, businesses can receive support with governance, financial processes and operational improvements. This makes the service suitable for companies preparing for growth, investment or organisational change.
Address: 69 Vallance Rd, London E1 5BS, United Kingdom
Phone: 020 3355 4947
Consult EFC
Consult EFC provides fractional CFO services for UK SMEs and high-growth businesses, with a particular focus on SaaS and service-based companies. Their work centres on supporting founders and leadership teams with financial strategy, board reporting and planning for key business milestones such as fundraising, refinancing and business exits.
A significant part of their service involves building stronger financial visibility through forecasting, KPI reporting and working capital management. Financial leadership is combined with support during investor discussions, banking relationships and due diligence, giving businesses structured financial input as they prepare for future growth or corporate transactions.
Key Highlights
Fractional CFO services for UK SMEs and SaaS businesses
Focus on strategic financial leadership
Support for fundraising and business growth
Board reporting and KPI development
Experience with financial modelling and forecasting
Zenith Advisory provides fractional CFO services as part of a wider outsourced finance department designed for SMEs and growing businesses. Their offering combines senior financial leadership with day-to-day finance support, giving businesses access to strategic oversight while keeping accounting, reporting and compliance connected within one finance function.
As businesses expand, financial information often needs to become more structured and easier to use for decision-making. The firm's approach brings together management reporting, cash flow forecasting, budgeting and board-level reporting with finance operations such as bookkeeping, payroll and accounts payable. This creates a finance function that supports both daily operations and longer-term planning.
Key Highlights
Fractional CFO and Virtual Finance Director services
Outsourced finance department for SMEs and scale-ups
Board-level financial reporting
Cash flow forecasting and KPI reporting
Cloud-based finance systems and process improvement
Fusion Consulting Group offers fractional CFO services for businesses looking for flexible financial leadership during periods of growth and change. Their model allows finance professionals to support multiple organisations, combining strategic input with regular involvement in commercial and financial decision-making.
One area of focus is helping founders gain a clearer understanding of business performance through reporting, financial analysis and planning. Support can extend to fundraising, business sales and scaling activities, giving management teams access to financial guidance that sits alongside existing accounting functions without replacing them.
Address: Marlborough House, 298 Regents Park Road, London N3 2SZ
Phone: +44 203 841 7010
HW Financial Consultancy
HW Financial Consultancy provides fractional CFO services for businesses at different stages of development, from early-stage companies to organisations preparing for an exit. Their service is centred on giving business owners access to experienced financial leadership that can adapt as priorities change over time.
Each engagement is shaped around the situation a business is facing. A startup may need support with financial foundations and funding preparation, while an established company may require guidance during expansion, restructuring or succession planning. Alongside strategic advice, businesses can receive support with finance team development and investor communication when those needs arise.
Clearsight delivers fractional CFO advisory services for businesses seeking ongoing financial leadership without appointing a permanent Chief Financial Officer. Their service focuses on strengthening financial planning, improving oversight and helping management teams make informed decisions as the business develops.
Financial guidance is combined with support across budgeting, forecasting, risk management and business planning. The advisory role can include capital raising, investment planning and financial analysis, giving businesses a broader view of financial performance while supporting future growth and operational stability.
Key Highlights
Fractional CFO advisory services
Strategic financial leadership
Budgeting and forecasting support
Risk management and financial planning
Capital raising guidance
Long-term financial oversight
Services
Financial strategy
Budgeting and forecasting
Cash flow management
Financial analysis
Risk management
Capital raising support
Investment planning
Financial performance reporting
Contact Information
Website: clearsightfinance.co.uk
Address: Regus House, Malthouse Avenue, Cardiff Gate Business Park, Cardiff, CF23 8RU
Phone: 02921 508 555
My Finance Team
My Finance Team offers fractional CFO services for startups and SMEs that need ongoing financial leadership while keeping the flexibility to scale support over time. Their approach focuses on helping founders build stronger financial visibility through planning, forecasting and performance reporting, giving leadership teams the information needed for day-to-day and long-term decisions.
The service follows a structured process that begins with understanding the business before moving into financial modelling, KPI development and regular board reporting. As priorities change, support can expand to funding preparation, governance and finance system improvements, allowing the finance function to develop alongside the business.
Address: 9 Shottery Brook Office Park, Timothys Bridge Road, Stratford Upon Avon, CV37 9NR
Phone: 0330 107 2288
The Finance People
The Finance People connects SMEs with fractional CFOs and other senior finance professionals based on the level of support a business needs. Their service is designed for companies that require strategic financial leadership while keeping the flexibility to increase or reduce involvement as circumstances change.
Every engagement is built around matching businesses with a dedicated finance specialist who becomes part of the leadership team. Beyond financial oversight, support can include improving reporting, strengthening cash flow management, preparing for investment and helping owners make financial decisions with clearer information.
Key Highlights
Fractional CFO services for SMEs
Dedicated finance professional for each business
Flexible part-time and interim support
Focus on strategic financial leadership
Support across different stages of business growth
The CFO Centre provides fractional CFO services across a wide range of industries, supporting businesses that need experienced financial leadership without appointing a permanent executive. Their network of CFOs works with organisations facing challenges such as improving profitability, strengthening cash flow, preparing for growth or planning a business exit.
Different businesses engage their CFOs for different reasons, so the level of involvement varies according to individual goals. Some focus on financial strategy and performance, while others require guidance during acquisitions, scaling projects or succession planning. This allows financial leadership to remain closely aligned with the direction of the business.
Key Highlights
Fractional CFO services across the UK
Network of experienced CFOs
Support for business growth and succession planning
Nordens provides fractional CFO services for owner-managed businesses looking to strengthen financial planning as they grow. Their approach combines board-level financial guidance with management reporting, forecasting and performance measurement, helping businesses gain a clearer understanding of financial performance beyond compliance reporting.
Financial leadership is supported through regular board discussions, scenario planning and profitability analysis that connect financial information with business objectives. The service can also include improvements to finance systems and reporting processes, creating a stronger foundation for future expansion, investment or succession planning.
Key Highlights
Fractional CFO services for growing businesses
Board-level financial support
Management reporting and forecasting
Scenario planning and business performance analysis
Choosing a fractional CFO service is not simply about finding extra finance support. The right provider should match your business stage, understand the challenges you are facing, and offer the level of strategic input you actually need. For some organisations, that may mean improving cash flow and reporting. For others, it could involve preparing for investment, supporting growth, strengthening governance, or planning for an exit.
The providers included in this guide take different approaches, with varying areas of expertise, service models and levels of involvement. Comparing their experience, the scope of services they offer and how they work alongside your existing finance team can help you identify the option that best fits your business. The aim of this guide is to provide a clear starting point, making it easier to understand the UK fractional CFO market and evaluate providers based on your own requirements.
AC
Written by the Acumon team
Acumon is an ICAEW-registered firm of chartered accountants and registered auditors
based in London, with offices in Pitstone, Aylesbury and Bournemouth. Need advice on
anything covered here? Talk to us.
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